################################################################
#
# Configuration file for planb.  Comment lines and blank lines are
# ignored; other types of records are explained as we go.  All records
# have a four-letter type field followed by one or more arguments.
# Note that monetary amounts and interest rates currently need both
# the decimal point and two digits (e.g., 123.00, not just 123).
#
################################################################


# What we want to appear in the title bar (before the number of rows).

TITL PlanB Demo Budget


# Initial balance.

INIT 1500.00


# Date the forecast should start (yyyy mm dd).

DATE 1998 01 01


# Income record.  This has four or more arguments: label, the special
# symbol =>, day-of-week or day number, amount [amount ...].  So this
# says that Husband gets paid $600 on alternate Fridays starting the
# first Friday after DATE, and that Wife gets paid $1000 on the third
# day of every month.

INCM Husband's Pay	=> Fri  600.00 0.00
INCM Wife's Pay		=>   3 1000.00


# Credit cards (some loans are easier to model this way, too).  Six
# arguments: label, the special symbol =>, day-of-month, payment, card
# balance, card interest rate.  The first record says that the
# CitiBank Visa card payment is due on the 12th of every month, that
# we pay them $80, and that we owe them $2372.57 at 17.9% interest;
# the other entries are similar.

CARD CitiBank Visa	=> 12  80.00 2372.57 17.90
CARD Discover		=>  3  60.00 1800.00 18.00
CARD MasterCard		=> 27  50.00  991.00 16.90


# Bills, including one-time payments.  Seven arguments: label, the
# special symbol =>, yyyy, mm, dd, amount, balance (or the special
# symbol undef to mean never-ending).  A 0 in the year field means
# every year, a 0 in the month field means every month.  (So monthly
# bills have 0s in both of those fields.)  The first record says that
# our AirTouch (cell phone) bill is due on the 22nd of every month and
# runs us $39.93 per month.  It's a continuing expense, so the last
# field is undef.  The "Gas Extra" record says that on 1998/01/21 we
# owe a one-time payment of $100.00.  Note that the final field, the
# balance field, can be an expression -- so if you have 42 car
# payments of $217.99 each, you can put in "217.99 * 42" and have the
# computer do the math for you.  (Not that you couldn't do the math
# yourself -- the key benefit is that later it's easier to remember
# why you put in "217.99 * 42" than to remember why you put in
# "9155.58.")

BILL AT&T		=>    0  0 20   20.00   undef
BILL AirTouch		=>    0  0 22   39.93   undef
BILL Cable		=>    0  0 11   45.00   undef
BILL Electricity	=>    0  0 10   50.00   undef
BILL Entertainment	=>    0  0  5  200.00   undef
BILL Gas		=>    0  0 14   50.00   undef
BILL Gas Extra		=> 1998  1 21  100.00  100.00
BILL Insurance		=>    0  0 20  220.00   undef
BILL Mortgage		=>    0  0  1  900.00   undef
BILL New Car		=>    0  0 28  217.99  217.99 * 42
BILL Old Car		=>    0  0 22  340.00  340.00 *  8
BILL Phone (Local)	=>    0  0  7   30.00   undef
#BILL Savings		=>    0  0  1   50.00   undef
BILL Taxes		=> 1998  4 15  400.00  400.00